Fannie Mae and Freddie Mac Request Input for Chattel Financing of Manufactured Homes

The Federal Housing Finance Agency (FHFA) is requesting public input on considerations that Fannie Mae and Freddie Mac (the Enterprises) should include in their determinations of whether to include manufactured homes chattel loans pilots in their Duty to Serve Underserved Markets Plans, and if so, how such pilots could be designed, taking into account policy and safety and soundness considerations.

To assist in considering what might be an appropriate role for the Enterprises in the manufactured homes chattel loans market, FHFA requests input from interested parties on current manufactured homes chattel financing practices and on possible opportunities for the Enterprises — in a safe and sound manner — to improve chattel financing terms and conditions for very low-, low-, and moderate-income families through the Enterprises’ purchases of chattel loans.

FHFA will accept public input until February 17, 2017.  Submissions may be delivered by one of the following three ways:

(1) emailed to FHFA at with the notation “Chattel Pilot RFI” in the subject line;

(2) submitted to the DTS webpage at or

(3) addressed to FHFA, Office of General Counsel, 400 Seventh Street, S.W., Eighth Floor, Washington, D.C. 20219. 


Note: All submissions to FHFA will be publicly posted without change, including personal information such as name, street address, email address, and telephone number.


More information about the request can be found at click here